Banking On Data: The Path to a New Bank Operating Model
Jun21

Banking On Data: The Path to a New Bank Operating Model

I was delighted to be asked to contribute last night to BrightTALK’s ‘Banking on the Future’ meet-up event. A very well-attended event here in London and broadcast to hundreds of online registrants across the world. The theme of the event was how banks need to react to regulations such as PSD2, GDPR and here in the UK, Open Banking.   BRUTE FORCE ISN’T THE DATA SHARING PANACEA It is clear that the ‘brute force’ approach to...

Read More
CMA: What are UK Retail Banks waiting for?
Sep30

CMA: What are UK Retail Banks waiting for?

The UK’s FinTech sector is thriving, with smart founders and technology attracting the investment and developer talent to truly disrupt the wider industry. The innovation mandate provided by the Competition and Markets Authority’s (CMA) recommendations presents a real opportunity for banks and disruptive FinTech companies to accelerate technological change in UK Retail Banks, to the benefit of customer experience.  But working...

Read More
UK Banks PSD2 and Brexit: Full Steam Ahead
Aug20

UK Banks PSD2 and Brexit: Full Steam Ahead

UK Banks, PSD2 and Brexit – Amidst the ongoing debate about the revised directive on payment services (PSD2), one issue that has gone largely unreported is the fact that many banks in the UK would rather not have had to deal with PSD2 at all. Is PSD2 A Threat? PSD2 represents a threat to banks’ ownership of their customer relationships. PSD2 compels banks to open up access to accounts and decouple retail banking from easy access...

Read More