What to expect from the Apple Pay UK launch
Aug15

What to expect from the Apple Pay UK launch

Apple Pay has arrived in the UK. And not without fanfare, leaks, buzz and inevitable excitement. So, what can we expect from the launch? What lessons can we take from the US where the service was rolled out a few months back?   1. Changing the status quo Mobile payments have had various levels of success throughout the world. Apple’s control of the ecosystem and partnerships with the payment networks is a powerful combination....

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Mobile is no longer an alternative channel for banks
Dec16

Mobile is no longer an alternative channel for banks

With the GSMA predicting that the world will have over 1.75 billion smartphones by the end of the year, mobility has become the hub of computing and connectivity. As smartphone adoption rates grow year after year, and broadband penetration becomes a norm in daily life, banking, commerce and payment sectors are also transitioning through the mobile channel. If the banks don’t realize this tectonic shift, they risk remaining behind in...

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The Mobile Money Landscape: volume 2
Dec09

The Mobile Money Landscape: volume 2

This updated version of The Mobile Money Landscape is compiled of facts, statistics and opinion highlighting the growth in mobile usage, as well as the factors affecting and shaping Mobile Money globally. People around the world checked their smartphones within minutes of waking up Facebook’s mobile users topped 1 billion Mobile banking logins outnumbered online banking logins in several countries as branch visits continued to fall...

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Wearables: Are we there yet?

From social media to mainstream news, it seems everyone lately is talking about “the next big thing,” fitness wearables: how fitness wearables will take off, how they are going to penetrate and even disrupt the mobile industry. On the contrary, I suspect that fitness wearables are not quite at that tipping point of mass adoption yet. And recent data agrees with me. Did you know that one-third of wearable owners abandon their devices...

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Beckoning Beacons – What are you waiting for?

This is part 2 of a multi-part series written by Alistair Crane, Executive Vice President at Monitise Create. A leading visionary in mobile strategy and design who has helped some of the largest brands in the world, Al will be discussing in this series what mobile innovation is, why financial institutions need to understand it when formulating longer-term strategy and what consumers expect from a truly mobile experience. Since iBeacon...

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Apple’s Big Event – Our Key Takeaways from WWDC and iOS 8

Like everyone around the world, our team here in Istanbul was waiting eagerly for Apple’s annual Worldwide Developer Conference (WWDC), where every year updates on new software and hardware are released – often in dramatic fashion. While the internet has been filled with commentary in the days following, there are a few subtle yet key points that stood out to us. The keynote of this year was much more service-oriented compared to last...

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Banking technology 2.0 – the challenge to keep pace

There’s little doubt that the mobile is changing the face of banking IT. Unlike Internet banking, which required a platform and the means to maintain, secure and refine it, mobile is constantly evolving. No sooner is an upgrade launched, than the next service, device or operating system is in the pipeline, or indeed a competitor looming over the horizon to take their slice of the opportunity. Those who had the foresight to implement a...

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M-commerce – realising the revenue opportunity for banks

How do banks get mobile banking on the front-screen of consumer smartphones? Richard Johnson explains and demonstrates how specialist software and connectivity to mobile commerce creates a winning situation for banks, consumers and merchants.

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So how does mobile commerce work in a mobile banking app?

We are always getting asked about what mobile commerce can do for banks – in real, tangible terms. What are the practical steps banks need to look at to make the most of the growing opportunity? More than that, what does m-commerce look like for the consumer going about their day-to-day business on their smartphone? When we say mobile commerce, what we are talking about are the offers and services brought directly to a consumer; on...

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What should you look for in your mobile technology provider?

Partnerships with specialists are becoming part and parcel of an effective mobile strategy; with speed to market increasingly dependent on collaboration with technology experts. But how do you select this most important contributor to your Mobile Money plans? Consider the following five criteria: 1.       Technology expertise A proven track record should of course be number one on the list of requirements – with technical expertise...

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