Is HCE ready to transform the point-of-sale?
Feb24

Is HCE ready to transform the point-of-sale?

The payments world is filled with enough acronyms to form a kind of alphabet soup – ACH, NFC, HCE. Each one of these payments levers can be the subject of books on their own, so today we’ll focus on one, arguably one of the most exciting innovations in payments – Host-based Card Emulation (HCE). Card systems: an overview Credit cards can act as an intermediary between banks and consumers, allowing them to make real-time purchases in...

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5 steps to better mobile engagement
Oct01

5 steps to better mobile engagement

Is your mobile banking app achieving 25 logins or more a month? Does it sit on users’ home screens? Is it driving additional revenue for your bank? If your answers are no, download ‘5 steps to better mobile banking engagement’ now and find out how to: Lay the foundations for next generation mobile banking to provide a richer, more valuable customer experience Use partnerships and outsourcing to introduce new services quickly and cost...

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53% Mobile Shoppers Prefer Their Bank to GAFA (Google, Apple, Facebook, Amazon)

Aite Group recently published a report indicating strong demand for mCommerce.  Their survey indicated 34% of respondents considered the ability to receive offers while shopping important and 53% thought their bank/credit union would provide “acceptable” privacy and security for mobile shopping – which is a higher percentage than GAFA, which ranges from 49-29%, with Amazon at the high end, and Facebook at the low end, or PayPal at...

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Three steps to effective mobile commerce for banks
Aug14

Three steps to effective mobile commerce for banks

Look around any commuter journey and there’s a familiar scene; people eyes down, headphones on and absorbed by their smartphones. In just a few years, the mobile revolution has transformed our lives. The future is literally in the palm of our hands, a transformational shift that opens up a whole new landscape for brands to connect with consumers and capture new market opportunities. Now is the time for banks and financial institutions...

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Will smartphones be the favourite device for money-saving vouchers?

When 48% of consumers said they wanted to receive special offers directly to their smartphone – it illustrated where technology and public tastes were heading. Mobile devices are the most natural home for the coupons and loyalty offers that have enticed people into shops for years. Combine the high engagement levels of mobile apps with the geo-location element built into smartphones; and you start to see the ideal device (and customer...

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Next generation mobile: a platform for success

What will be the key characteristics of next generation mobile banking? Registration for any consumer (not restricted to pre-existing users of Internet banking) A cutting edge user experience (UX) which is simple, intuitive and encourages regular engagement Promotion of compelling offers via segmentation based on a wide range of different demographics and individual preferences Connectivity to an ecosystem of partners to enrich...

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