Easy Payments Concepts – Deliver The Emerging
Jun08

Easy Payments Concepts – Deliver The Emerging

Easy Payments are an expected norm these days. Disruptive innovation is happening across the payments landscape, as globalisation and digital transformation continue to alter the landscape.  Banks are constrained in their ability to react to new competition. The way customers do business and spend their money has evolved radically in just the past few years. Unfortunately for banks, depleted overseas assets and easy access to reduced...

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Secure Travel Concepts – Why We Still Use Cash
Jun07

Secure Travel Concepts – Why We Still Use Cash

Secure Travel is something that all of us aspire to, but how does that translate to our banking habits? Well – despite a growing international travel market, things like hidden fees, poor customer service, fear of fraud and the fear of the dreaded card block still encourage consumers to travel with large sums of foreign currency. Having fallen from a peak of £230.1m in 2008, the total value of international fraud losses has...

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Guided Savings Concepts – Viva The Savings Revolution!
Jun06

Guided Savings Concepts – Viva The Savings Revolution!

Guided Savings could be the way to encourage millennials to change their habits. They tend to prioritise short term spending over long term savings, making current banking propositions redundant. Today’s savings products are designed to help people secure a financial future.  But for most younger customers, saving is simply not an option or indeed desirable with credit so widely available. Further, their inexperience of this...

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Everyday Spending Concepts – Overlooking The Golden Egg.
Jun05

Everyday Spending Concepts – Overlooking The Golden Egg.

Everyday Spending is an area often overlooked. Customer demands have changed and yet banks have not delivered the highly desirable personalised and inter-connected digital experiences that we are now used to. Lack of personalisation in the current account space is becoming increasingly apparent to consumers. This has led to a plethora of new tech-oriented entrants attempting to steal market share with differentiated everyday spending...

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