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LETTER FROM CEO

Dear Customers and Partners,

Today, June 26, 2012, we are delighted to announce the completion of our acquisition of Clairmail. Our companies, by coming together, will have formed without question the largest and most successful pure-play Mobile Money company in the world.

Together we provide the most comprehensive, bank-grade Mobile Money services for our partners which are changing the way consumers bank, pay and shop. Our world-leading technology platform is used by more than 15 million registered customers and it processes more than 100 million transactions a month as more and more consumers turn to their mobiles to manage their money.

The Mobile Money industry is at a tipping point and Monitise passionately believes that banks should be at the heart of this maturing and collaborative ecosystem. There is a genuine and tangible disintermediation threat to the banking and payments industry from some very large and powerful organisations. We believe that we are one of the few companies with the global scale and expertise to deliver bank-grade and very innovative services across four continents to the world's leading banks, helping them defend and extend their rightful place at the centre of consumer finances.

I look forward very much to meeting you, working with you and to changing the way consumers bank, shop and pay.

Alastair Lukies
Monitise Group Chief Executive